Q: In effect, investors are using availability heuristic to make decisions and subsequently, may be obstructing their own investment success. An investors lingering perceptions of a dire market environment may be causing them to view investment opportunities through an overly negative lens, making it less appealing to consider taking on investment risk, no matter how small the returns on perceived "safe" investments. To illustrate, Franklin Templetons annual Global Investor Sentiment Survey 1 asked individuals how they believed the S&P 500 Index performed in 2009, 2010 and 2011. 66 percent of respondents stated that they believed the market was either flat or down in 2009, 48 percent said the same about 2010 and 53 percent also said the same about 2011. In reality, the S&P 500 saw 26.5 percent annual returns in 2009, 15.1 percent annual returns in 2010 and 2.1 percent annual returns in 2011, meaning lingering perceptions based on dramatic, painful events are impacting decision-making even when those events are over.
How many percent higher were annual returns in 2009 than in 2011?
A: 24.4
Problem: The Bills began their 2008 campaign at home against the Seattle Seahawks.  In the first quarter, Buffalo drew first blood as running back Marshawn Lynch got a 21-yard touchdown run.  In the second quarter, the Bills increased their lead with wide receiver/punt returner Roscoe Parrish returning a punt 63 yards for a touchdown.  The Seahawks responded with quarterback Matt Hasselbeck completing a 20-yard touchdown pass to wide receiver Nate Burleson.  Buffalo closed out the half with kicker Rian Lindell getting a 35-yard and a 38-yard field goal.  In the third quarter, Seattle responded with kicker Olindo Mare nailing a 45-yard field goal.  Afterwards, Buffalo dug into their bag of tricks. Appearing to attempt a 32-yard field goal, holder Brian Moorman completed a 19-yard touchdown pass to defensive end Ryan Denney.  The Bills pulled away with quarterback Trent Edwards completing a 30-yard touchdown pass to tight end Robert Royal. With this win, the Bills started their season with a 1-0 record.
Answer this question based on the article: How many yards difference is there between the longest field goal and the shortest?
A: 13
Question:
After a tough loss at home, the Browns traveled to Baltimore to take on the Ravens.  The Browns scored the points in the first half both of them with field goals in both quarters from Billy Cundiff from 21 yards out in the first quarter and 51 yards out in the 2nd making the score 3-0 and eventual halftime score 6-0.  The Ravens got on the board in the 3rd quarter as Bernard Pierce ran for a 5-yard TD to take the lead 7-6.  In the 4th quarter, the Ravens moved ahead by 8 as Joe Flacco found Marion Brown on a 5-yard TD pass for a final score of 14-6. With the loss, the Browns dropped to 0-2.  The team also lost their 11th straight game against the Ravens.

What team scored the last touchdown of the game?

Answer:
Ravens
question: On November 5, the Chiefs traveled to the Edward Jones Dome to battle their intrastate and interleague rivals, the St. Louis Rams.  The Chiefs were defending the Missouri Governor's Cup, in which both teams competed in the pre-season.  The game was broadcast on CBS at noon St. Louis time. Chiefs' running back Priest Holmes would meet with a neurosurgeon about his October 30 neck injury, suffered against the Chargers' Shawne Merriman.  Holmes must practice by November 7 to be eligible to remain in the season.  Trent Green suited up for the game against the Rams, but was listed as the third quarterback behind starter Damon Huard and rookie Brodie Croyle.  Herm Edwards said there was no chance Green would play against the Rams, but could be back by week 10. Damon Huard threw a 43-yard pass to Samie Parker which put the Chiefs in the red zone at the 3-yard line.  Huard continued the drive with a 3-yard pass to Tony Gonzalez, his 58th career touchdown and the Chiefs' all-time record breaker for Tight ends.  The Chiefs were leading with two and a half minutes into the game.  Kansas City again used Larry Johnson's speed to their advantage as Johnson broke a 16-yard dash, setting up a field goal by Lawrence Tynes on fourth and one.  An offensive battle ensued between the two teams before the half, as Tony Gonzalez scored his 59th career touchdown and second of the game from 25-yards out.  The Rams failed to find the endzone, but Jeff Wilkins connected on a field goal to make the score 24-10 at the half. Damon Huard fumbled on Kansas City's next offensive drive but was recovered by Kyle Turley&#8212;in his first game back from an injury.  The Rams' defensive unit stopped the Chiefs from securing the lead.  The Chiefs' defense gave up some major yardage on the Rams' next turn on offense.  Penalties to St. Louis cost them over 60&#160;yards, as the Chiefs' offense suffered a penalty for defensive pass interference from Dexter Coakley and a facemask to Larry Johnson from Oshiomogho Atogwe.  The Chiefs would go on to secure the win with an 11-yard touchdown pass to Kris Wilson to make the score 31-17.  The game ended as the clock ran out as the Chiefs retained the Governor's Cup and advanced to 5-3. Several Chiefs players were injured throughout the game including Brian Waters, Tamba Hali, Derrick Johnson, Greg Wesley, Keyaron Fox and Kendall Gammon.
Answer this question: Who scored more points, Chiefs or Rams?
answer: Chiefs
Spending during the years Reagan budgeted (FY 1982–89) averaged 21.6% GDP, roughly tied with President Obama for the highest among any recent President. Each faced a severe recession early in their administration. In addition, the public debt rose from 26% GDP in 1980 to 41% GDP by 1988. In dollar terms, the public debt rose from $712 billion in 1980 to $2.052 trillion in 1988, a roughly three-fold increase.  The unemployment rate rose from 7% in 1980 to 11% in 1982, then declined to 5% in 1988. The inflation rate declined from 10% in 1980 to 4% in 1988.

How many years did it take for the public debt to go from $712 billion to $2.052 trillion?
A: 8
Q: In 1552 Charles V had borrowed over 4 million ducats, with the Metz campaign alone costing 2.5 million ducats. Shipments of treasure from the Indies totalled over two million ducats between 1552-53. By 1554, the cash deficit for the year was calculated to be over 4.3 million ducats, even after all tax receipts for the six ensuing years had been pledged and the proceeds spent in advance. Credit at this point began costing the crown 43 percent interest . By 1557 the crown was refusing payment from the Indies since even this was required for payment of the war effort . French finances during the war were mainly financed by the increase in the taille tax, as well as indirect taxes like the gabelle and customs fees. The French monarchy also resorted to heavy borrowings during the war from financiers at rates of 10-16 percent interest. The taille was estimated in collection for 1551 at around six million livres. During the 1550s, Spain had an estimated military manpower of around 150,000 soldiers, whereas France had an estimated manpower of 50,000.
How was the war financed?
A:
increase in the taille tax