There were 23,686 households of which 31.8% had children under the age of 18 living with them, 52.3% were Marriage living together, 9.9% had a female householder with no husband present, 3.4% had a male householder with no wife present, and 34.5% were non-families. 27.0% of all households were made up of individuals and 9.5% had someone living alone who was 65 years of age or older. The average household size was 2.54 and the average family size was 3.08.

Answer this question based on the article: How many percent larger is the average family size than household size?
.54